When You Make A Loan To Your Neighbor…

Torah, Deuteronomy 24:10 – 24:11: When you lend your fellow [Jew] any item, you shall not enter his home to take his security. You shall stand outside, and the man to whom you are extending the loan shall bring the security to you outside.

The Torah is not speaking about humane interactions between people, instructing you not to enter the house of a person to whom you are making a loan to avoid showing him that you are in charge of the situation, that he owes you. It is not talking about corporeal actions.

To lend means giving forces to egoistic desires in order to allow them to be used for altruistic purposes later.

Entering a house means uniting with the egoistic desire. However, it has to come out and give you that which allows it to be attached to you. Therefore, you have no right to enter the house of the person to whom you are making a loan because then you might be influenced by his egoism since you would be entering his Kli or vessel, his desire, his four phases. The interaction needs to be purely external, and you must take back the loan without a pledge and without interest.

It is written, “stay outside,” where outside refers to property.

There is a distinction between private and public property (such as public squares and streets). Yards are a type of property that belong to several households. There are also properties such as fields that are beyond the city borders but still belong to a particular owner.

There are also properties that do not belong to anyone, meaning that they belong to the public. There are properties that belong to the Cohens (priests), meaning the Temple, and so on. In other words, everything has been appropriated because it all has a spiritual root. The tractate “Shabbat” in the Talmud speaks about this.

This is how our inner world is divided, and thus we see it that way on the outside. In reality, there is no external world—it’s only how we perceive it. If we correct ourselves, we will gradually discover that this is the world where we exist externally as well.
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From KabTV’s “Secrets of the Eternal Book” 10/31/16